Free to get started

File disputes. Track all three bureaus. Monitor your score.

Credinity helps you dispute inaccurate items, keep tabs on Experian, Equifax, and TransUnion in one place, and watch your score respond — no confusing forms, no guesswork.

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No credit card required · Cancel anytime

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Credit Score

748

+12 this month

Experian · 748Equifax · 731TransUnion · 742
350580670800

Recent Activity

Chase Sapphire

••••4892

On Track

Capital One

••••7231

Dispute Filed

Discover

••••8845

On Track

Dispute Accepted

TransUnion · 2 hrs ago

Bureaus covered

3

Experian · Equifax · TransUnion

Dispute cycle

30

day tracking per bureau

Data security

Bank-level

encryption, never sold

How It Works

From signup to a better score

Four clear steps. No confusing jargon. No guesswork.

01
Connect your bureaus
Add reports from Experian, Equifax, and TransUnion — upload a CSV or import directly. Credinity plots your score history across all three automatically.
02
Review everything in one place
See a clear breakdown of every tradeline across all three bureaus, what is hurting your score, and which items are worth disputing.
03
File disputes in one click
Found an error? File a dispute directly through Credinity — the right letter, the right bureau, sent and tracked for you.
04
Watch your score respond
Track every dispute from filed to accepted, and see your score update across all three bureaus as your reports change.

Features

Disputes, three-bureau tracking, and your score — in one dashboard.

Three core tools built around one goal: getting your credit right.

File disputes
Found an error on your report? Generate the right dispute, route it to the right bureau, and track it to a resolution — no more mailing letters or sitting on hold.
Track across all bureaus
Experian, Equifax, and TransUnion score side-by-side. Credinity normalizes the differences so you can spot what is dragging you down — bureau by bureau, account by account.
Monitor your score
See your score move month over month, pinned next to the tradeline changes and bureau updates behind it. No more guessing what changed — just the timeline.

FAQ

Common questions

Everything you need to know before getting started.

Start improving your credit today.

Free to sign up. No credit card required. Track your score across all three bureaus and file disputes in minutes.

Get started — it's freeSee pricing

Bank-level encryption · Cancel anytime · No credit card required