How disputes flow
How disputes flow. Five steps from raw reports to a higher score.
From all three bureaus to a higher score — connect your reports, see every tradeline, generate AI disputes, track bureau replies, and watch your credit move.
The flow
From raw reports to a higher score
No confusing jargon. No guesswork. The whole product is built around the five steps below.
01
Connect your credit reports from all three bureaus
Credinity pulls your reports directly from Experian, Equifax, and TransUnion so nothing is left out — every tradeline, balance, and inquiry lands in one place.
See plans →02
We surface every tradeline, inquiry, and public record in one view
Every account, balance, and inquiry sits side-by-side and is flagged so you know exactly what to dispute — and what to leave alone.
See plans →03
Flag inaccuracies and generate dispute letters with our AI
Credinity drafts a precise dispute letter for the right bureau, addressed to the right furnisher, ready for you to review and send.
See plans →04
Track responses and follow up automatically
Every bureau response is captured, verification requests are tracked, and follow-ups are sent on the schedule the FCRA requires — so nothing slips through the cracks.
See plans →05
Watch your score move
Experian, Equifax, and TransUnion update side-by-side in your dashboard, so you can see the impact of every removal in real time.
See plans →Bureau sourcing
Direct
pulled straight from each bureau
Upload security
AES-256
encrypted in transit and at rest
Disputes filed
12,500+
across Experian, Equifax, and TransUnion
Ready when you are
Pick a plan and start disputing
Start free with the tracker. Upgrade to Pro when you are ready to file unlimited disputes directly with Experian, Equifax, and TransUnion.